Call Us Today:
863.701.7411 (Lakeland)

863.676.1700 (Lake Wales)

Auto Insurance in Lakeland, FL and Lake Wales, FL

Safeguarding Florida Drivers from Auto Risks

Every time a driver gets behind the wheel they are faced with an abundance of risk – from hazardous roadways to parked cars lining the curb. Awareness is key when rerouting these risks. At Headley Insurance Agency, we’re available to navigate the auto insurance coverages accessible to our clients in Lakeland and surrounding Florida communities. Our goal is to make clients aware of the coverages available to reach a destination of adequate insurance protection.


A Roadmap of Auto Insurance Coverage

Similar to operating a motor vehicle, steering insurance coverage requires awareness. Guidance from a trusted insurance agent is critical to receive accurate, cost-effective coverage. As an independent insurance agency, we offer an opportunity for agents to focus on the individual requirements of each client. As opposed to a captive agency, which is limited to a single carrier, we work alongside established insurance providers, such as Nationwide Insurance, Tower Hill Insurance, Progressive, and Travelers Insurance.


Many states, including Florida, have minimum auto coverage requirements for drivers. Although meeting this bottom line is essential, we recommend coverage exceeding these limits. Our clients generally find the slight increase in premium cost to be worth the value of added security. The auto insurance coverages we produce for Floridians include but are not limited to:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

From roadside assistance to comprehensive coverage, agents are available to assist in mapping out a fitting policy. Taking time to fully develop a roadmap for coverage will save both time and costs for the future. If you’re interested in learning more about this process, contact our agency at your convenience.

Driving Home Insurance Solutions for Lakeland Drivers

Like you, we live and work in the surrounding Lakeland area. This gives us awareness to properly identify risks relevant to our neighbors. We drive down the same streets and reside in the same neighborhoods. Every policy we write is designed with this outlook in mind.


Even after a customized auto insurance policy has been produced, our agents continue monitoring coverage to ensure rates remain competitive. If inquiries arise regarding your policy, we’re available to answer questions and discuss your investment in auto insurance in-depth. To get started on a policy, feel free to request a quote.

Additional Resources:

At Headley Insurance Agency, we’re proud to provide auto insurance in Lakeland, Lake Wales, Winter Haven, Mulberry, Bartow, and Davenport, FL. We’re licensed to serve areas throughout the state of Florida. 

Related Products:

Our Locations

*Headley Insurance Agency - Lakeland

3544 South Florida Ave
Lakeland, FL 33803
Main office: 863-617-7425
Toll free: 800-225-9960
Fax: 863-701-7417

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Headley Insurance Agency - Lake Wales

124 West Central Ave
Lake Wales, FL 33853
Main office: 863-676-1700
Toll free: 800-225-9960
Fax: 863-676-9567

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


I can't say enough good things about Scott Headley and his great staff. I have multiple policies with Headley Insurance. I feel like they are part of my family. We have been able to depend on them for more than 15 years. They go above and beyond the call of duty without hesitation. If your looking for insurance, look no further than Headley Insurance. My family and I love them.
- Rusty Longaberger
As a business owner I was unware of the risk that I was exposed to. Scott Headley was able to get easy homes 123, llc a general liability policy for my business and he also has got my rental properties covered. The service at Headley insurance was way above that I have experienced with other agents. I have Refered several people already and will continue.
- Steve Mitchell
I am a former insurance agent of 20 years plus, so I am very selective about who I choose to take care of my insurance needs. Everyone at Headley Insurance Agency is very friendly, accessible and knowledgeable. They're always prompt in answering the phone and returning a call. They also have a very good selection of very reputable insurance companies that they represent. I refer anyone seeking insurance of any type to them, whether it's commercial or personal. I can tell you from personal experience with Scott Headley, the owner of Headley Insurance, that he truly cares about his customers and his employees, and it shows in so many ways. If you're looking for peace-of-mind with all of your insurance needs, I highly recommend this agency!
- Jami Johnson
I sent a Facebook message to Scott Headley (Headley Insurance Agency) at 6pm, he drove to his office, wrote the policy then drove to Regal to hand deliver it so I could drive my newly purchased truck home. Other than my parents no one has ever gone completely out of their way to this extreme. Thank you guys, you have no idea how much you have done for me. You will forever have a loyal customer.
- Erika Warren
Thank you to Scott Headley and the rest of the staff at Headley Insurance Agency, for making my life SOOOOO much easier. When the Mulberry Chamber of Commerce had to research new Insurance options, you told me you would take care of it. And that you did! I would love to be able to say that it was GREAT working with you...but, I hardly call a phone call to tell you what I needed, a return call when you had it taken care of, and the signing of some papers (and a lower premium)... WORK! I REALLY appreciate your customer are a lifesaver!!
- Monica DiNicolantonio
I am a small business owner in Davenport. I called Headley Insurance a few days ago to get a quote on my business. The ladies there were very insightful. They discussed coverages with me that I would never have thought I needed. I went into the office today to take out the policy. My agent was very thorough and answered any questions I had. They gave me everything I needed to get the ball rolling. Thank God I found them!
- Trina Lambert