Call Us Today:
863.701.7411 (Lakeland)

863.676.1700 (Lake Wales)

Boat Insurance in Lakeland, FL and Lake Wales, FL

In FL summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Headley Insurance Agency, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage.

From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Lakeland, Lake Wales, and the surrounding areas.

Standalone Boat Insurance Quotes in Lakeland, FL

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of coverages offered at Headley Insurance Agency include replacement watercraft, agreed value and guaranteed value policies.  Additional coverage is also available for fishing equipment, trolling motors, radios, cameras, cell phones, life jackets, ropes, buoys, medical payments for skiers, and more.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with carriers such as Nationwide Ins, Progressive Ins, and Foremost Ins that offer specific coverages and discounts especially beneficial for boat owners. Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as renewal or longevity discounts, disappearing deductibles, deductible waivers, and other added coverages.

Why a Boat Insurance Policy Lends More Protection

Headley Insurance Agency agents get to know you and how you use your boat to create a policy that fits your needs perfectly. One question we always ask is where you moor your boat during season and where it’s stored during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

To review your boat insurance options with fellow boaters, request a quote or contact us today.

Additional Resources

 

Our Locations

*Headley Insurance Agency - Lakeland

3544 South Florida Ave
Lakeland, FL 33803
Main office: 863-617-7425
Toll free: 800-225-9960
Fax: 863-701-7417

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Headley Insurance Agency - Lake Wales

124 West Central Ave
Lake Wales, FL 33853
Main office: 863-676-1700
Toll free: 800-225-9960
Fax: 863-676-9567

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I can't say enough good things about Scott Headley and his great staff. I have multiple policies with Headley Insurance. I feel like they are part of my family. We have been able to depend on them for more than 15 years. They go above and beyond the call of duty without hesitation. If your looking for insurance, look no further than Headley Insurance. My family and I love them.
- Rusty Longaberger
As a business owner I was unware of the risk that I was exposed to. Scott Headley was able to get easy homes 123, llc a general liability policy for my business and he also has got my rental properties covered. The service at Headley insurance was way above that I have experienced with other agents. I have Refered several people already and will continue.
- Steve Mitchell
I am a former insurance agent of 20 years plus, so I am very selective about who I choose to take care of my insurance needs. Everyone at Headley Insurance Agency is very friendly, accessible and knowledgeable. They're always prompt in answering the phone and returning a call. They also have a very good selection of very reputable insurance companies that they represent. I refer anyone seeking insurance of any type to them, whether it's commercial or personal. I can tell you from personal experience with Scott Headley, the owner of Headley Insurance, that he truly cares about his customers and his employees, and it shows in so many ways. If you're looking for peace-of-mind with all of your insurance needs, I highly recommend this agency!
- Jami Johnson
I sent a Facebook message to Scott Headley (Headley Insurance Agency) at 6pm, he drove to his office, wrote the policy then drove to Regal to hand deliver it so I could drive my newly purchased truck home. Other than my parents no one has ever gone completely out of their way to this extreme. Thank you guys, you have no idea how much you have done for me. You will forever have a loyal customer.
- Erika Warren
Thank you to Scott Headley and the rest of the staff at Headley Insurance Agency, for making my life SOOOOO much easier. When the Mulberry Chamber of Commerce had to research new Insurance options, you told me you would take care of it. And that you did! I would love to be able to say that it was GREAT working with you...but, I hardly call a phone call to tell you what I needed, a return call when you had it taken care of, and the signing of some papers (and a lower premium)... WORK! I REALLY appreciate your customer service...you are a lifesaver!!
- Monica DiNicolantonio
I am a small business owner in Davenport. I called Headley Insurance a few days ago to get a quote on my business. The ladies there were very insightful. They discussed coverages with me that I would never have thought I needed. I went into the office today to take out the policy. My agent was very thorough and answered any questions I had. They gave me everything I needed to get the ball rolling. Thank God I found them!
- Trina Lambert